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Our Vision To see that every qualified person that has the desire to own their own home is afforded an opportunity to become a home owner. Our Mission
The Home Team is dedicated to work with anyone that has a dream to own a home. To see that they get the guidance, knowledge and resources needed to become affordable home owners. 
Profile I speak the following languages: American Sign Language, Cantonese, English, Hokkien, Mandarin, and Teochew. Cultures: American, Chinese, Singaporean, Malaysian, Taiwanese. residential and Commercial Specialist in New and Pre-owned Property Sales, Purchases and Leases specializing in Suburban Houston and Surrounding Communities.  | Full time Realtor Dedicated to Honesty and Hard work Personalizing my Service To Fit Your Needs. | | Member of the Houston Association of Realtors, Texas Association of Realtors and the National Association of Realtors | | FBISD Volunteer of The Year Partners in Education 2000-2001 |
Your satisfaction is my goal since so much of my business is based on referrals from previous clients. It is a joy to work with so many satisfied clients throughout metropolitan Houston. I look forward to working with you as well!! The Home Team We are in this business because we love being Realtors®. We have helped a lot of people find their dream home and made many good friends along the way. Unlike many Realtors®, this is our full time job and we work very hard for our clients. You expect the best and we want you to get the best.
"We are Dedicated to providing the highest quality of personal service to meet your real estate needs." | Full Time Realtors®
| | Member of the National Association of Realtors
| | Member of the Texas Association of Realtors
| | Member of the Houston Association of Realtors
| | Over fifty years of combined marketing experience
| | Extensive knowledge of first time home buyer programs |
Our Real Estate Professionalism allows us to serve our clients with the knowledge and expertise they expect and deserve. It is our personal guarantee you will receive nothing less than our best. You can relax knowing that The Home Team will work very hard to make sure your real estate experience meets your expectations from start to close. You can count on us. The Team
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| Hot tip | Don’t Move Money Around
When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.
If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.
The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.
Perhaps you become exasperated at your lender, but they are only doing their job correctly. To ensure quality control and eliminate potential fraud, it is a requirement on most loans to completely document the source of all funds. Moving your money around, even if you are consolidating your funds to make it "easier," could make it more difficult for the lender to properly document.
So leave your money where it is until you talk to a loan officer.
Oh…don’t change banks, either.
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